by Barbara Colvin | Jan 26, 2023 | Buyers, Mortgage Information, Sellers
Rising mortgage rates have slowed the housing market over the last year, it’s true. Over the past nine months, home sales have declined each month. Largely because the average 30-year fixed mortgage rate has doubled. This has limited homebuying power for many...
by Barbara Colvin | Dec 9, 2022 | Buyers, Homeowners
Everybody knows it’s important to keep your credit in good shape. A healthy credit score is a good financial practice, but it’s also a way to save money and increase your housing options in some cases. Using the Debt Reduction Rollover Formula below will help you...
by Barbara Colvin | Jan 7, 2022 | Buyers
With the burst of the housing bubble, credit crisis, and millions of foreclosures across the country, you may wonder if buying a home is such a good idea after all. However, it’s important to consider all of the facts. The important message to take away from these...
by Barbara Colvin | Dec 3, 2021 | Buyers
Hot Market This is an extremely competitive market and is advantageous to the seller. Sometimes, homes will sell as soon as they are listed or even before homes are listed. Typically, during a hot market, multiple offers will be made on each home and more often than...
by Barbara Colvin | Oct 29, 2021 | Buyers
By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money. It is still true that the better qualifications you...
by Barbara Colvin | Sep 24, 2021 | Buyers
The best seller is one who is highly motivated. A highly motivated seller is more likely to sell at a price that is less than his or her house is actually worth. And it matters that you find out why. Learning the reason why can help you get the price you want and help...